Benefits

The Capital School District employees are covered by the State of Delaware Group Health Insurance Program.

In addition, employees are eligible to participate in the State’s supplemental benefits programs. Employees are eligible to enroll in these programs on the 1st of the month following ninety (90) consecutive days of employment. Should an employee wish to enroll in the health insurance program prior to the completion of their 90 days; all cost will be paid by the employee. If an employee transfers from another Delaware school district or state agency, insurance benefits will transfer with the employee.

The Capital School District pays a flat rate of the premiums listed for Health and Dental Insurance. The employee pays the different of the flat rate, which is deducted from their paycheck, and the full premium rate.

For a full summary of Capital School District benefits please see our Employee Benefits Handbook.

Health Insurance

For a summary of the State of Delaware Group Health Insurance Program plans, please see www.ben.omb.delaware.gov under Group Health Plans. AFter selecting and enrolling in a plan of your choice, you can log onto the websites to see the summary booklet. Your identification cards will be mailed to your home address. You will receive an ID card from Medco with your prescription coverage when you enroll.

Dental Insurance

The District does not participate in the State of Delaware’s dental insurance group. District employees may elect to participate in the Indemnity Flex program with the Capital School District. When inquiring online at www.ucci.com please refer to the Advantage Plus program at the United Concordia website.

Employees first point of contact for coverage questions should be the phone number or web site listed for the benefit program. If you receive no resolution or are referred back to the Capital School District, please call the appropriate Human Resource Specialist. 

Vision Insurance

The State of Delaware offers vision insurance through EyeMed Vision. Questions about the vision plan benefits or doctor information should be referred to the EyeMed website or 1-855-259-0490.

Life Insurance

Securian Life Insurance is the provider for all State of Delaware employees. All eligible employees will receive their information packet directly from the Securian Life Insurance at their home address. You must enroll or waive coverage. Life insurance premiums are borne by the employee, there is no contribution from the State or District.

Disability Insurance

The State of Delaware provides at no cost to employees, short term and long term disability insurance. This policy is for employees who are unable to perform their job functions due to a serious medical condition. Please contact your Human Resource Specialist for more information regarding the disability insurance program.

Employee Assistance Program

The State of Delaware’s Employee Assistance (EAP) and Work/Life Program is administered by HMS. If you are enrolled in benefit health program sponsored by the State of Delaware, you may call HMS toll-free (800) 343-2186, 24 hours a day, 365 days per day. This program is a confidential benefit, paid for by the State of Delaware, as a resource to help members successfully manage temporary setbacks in life. Eligible members may receive an assessment and/or up to 5 counseling sessions per issue. If you require additional counseling sessions, HMS will coordinate the additional care with a participating provider from yoru health insurance carrier. Additional information is available at their website. (www.hmsincorp.com Name of organization “State of Delaware”)

Flexible Spending Account

This is an employer-sponsored plan that allows you to have dollars deducted from your paycheck and placed in an account that is protected from taxes. For more information please see www.ben.omb.delaware.gov/flexserve

Deferred Compensation

As a State of Delaware employee or educator you are eligible for ways to better prepare you for your retirement. The Office of the Treasurer invites you to learn more about DEFER - www.treasurer.delaware.gov

State of Delaware Employee Pension Plan

You are a member of the State Pension Plan if you are employed by the District in a pension creditable position. Casual/Seasonal and substitute positions are not pension creditable.

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